- UAT Test Notification
Members Area
40th Anniversary
It's All About You
Apply for your loan online
Apply for a loan today with interest rates that suit you!
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Latest News
Read the latest news and events at First Rate Credit Union!
![Five Simple Ways to Boost Your Credit Score](/media/rcuczmzp/build-credit-score.png{"src":"/media/rcuczmzp/build-credit-score.png","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
Five Simple Ways to Boost Your Credit Score
Read More![Preparing for Winter - Together](/media/q14lqzye/winterblog.png{"src":"/media/q14lqzye/winterblog.png","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
Preparing for Winter - Together
Read More![43 Years of First Rate Credit Union](/media/prpgmwop/les-and-john.jpg{"src":"/media/prpgmwop/les-and-john.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
43 Years of First Rate Credit Union
Read More![Save up to £38,000](/media/mfyn1ww5/output-1.png{"src":"/media/mfyn1ww5/output-1.png","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
Save up to £38,000
Read More![Prizesaver Summer Sizzler Super Draw](/media/myfp1jok/summer-sizzler-superdraw-x-post.jpg{"src":"/media/myfp1jok/summer-sizzler-superdraw-x-post.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
Prizesaver Summer Sizzler Super Draw
Read More![Isaac's Journey](/media/k5loyd2h/image.jpg{"src":"/media/k5loyd2h/image.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
Isaac's Journey
We’re proud to celebrate an incredible milestone for one of our own—our Member Services Agent, Isaac, has successfully completed the CU Futures programme.
Read More
Spring into Summer
Read More![Make borrowing work for your finances](/media/4tpadlpn/header-image.png{"src":"/media/4tpadlpn/header-image.png","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
Make borrowing work for your finances
Read More![First Rate Announces 4.3% Dividend!](/media/n0ccvlvc/graph-163509_1280.jpg{"src":"/media/n0ccvlvc/graph-163509_1280.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
First Rate Announces 4.3% Dividend!
Read More![First Rate Credit Union's 40th Anniversary](/media/2klhzhsh/40y.jpg{"src":"/media/2klhzhsh/40y.jpg","focalPoint":{"left":0.5,"top":0.5},"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":{"x1":0.038208333333333337,"y1":0.27176192977847824,"x2":0.028458333333333211,"y2":0.028421942036599181}}]})
First Rate Credit Union's 40th Anniversary
The 15th June marks a huge day in the history of First Rate Credit Union as we celebrate our 40th anniversary, exclusively serving the amazing people of BAE Systems.
Read MoreServices we offer
How Can We Help?
LOANS
We offer a wide range of loan types to suit you. From Personal Loans to Secured options, select a loan that works for you.
SAVINGS
Whether you’re saving for future or for a ‘raining day’, set up a savings account that will last you for life.
PRIZE SAVER
Saving into a Prize Saver account gives you up to 200 entries into a prize draw with a jackpot of £5000 every month.
40th Anniversary
Serving BAE Systems employees for 40 years
